As financial wellbeing gains importance for employers, many are enhancing retirement plans and leveraging SECURE Act 2.0 to ensure compliance and adopt best practices. Smaller businesses, in particular, may explore offering new startup plans.

At the same time, affluent individuals will need to revisit their estate plans to prepare for upcoming estate tax changes and may consider adjusting their investment strategies—such as exploring alternative investments—as interest rates decline and markets stabilize.

Download our 2025 Retirement and Private Wealth Outlook and Insurance Market Rate Report to see what to expect in the coming year.