Raymond "Ray" Emery, ChFC®, CLU®, CLTC®, CRPS®

 Raymond (Ray) A. Emery started his financial services career in 1988 after a successful career in real estate sales and mortgage lending. He held positions at both Key Bank and Morgan Stanley prior to joining HUB International in 2001. Ray has completed 20+ successful years in his current role. Ray brings significant experience and understanding in the areas of both personal and business financial services.

His work is now primarily focused on individual wealth management and employer‐sponsored retirement plans working as a fiduciary in both areas. Ray holds FINRA Series 7, 24, 31, & 66 securities registrations, as well as his Life, Accident & Health, Property and Casualty Insurance licenses. He is a Registered Representative and an Investment Advisor Representative of Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. 

He attained a Bachelor of Science degree from Northeastern University. Ray holds numerous professional designations including the Chartered Retirement Plan Specialist (CRPS®), Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), and Certification for Long Term Care (CLTC). 

Ray and his wife, Marie, live in Naples, FL and Yarmouth, ME with their Golden Retriever, Brody. Outside of the office, Ray enjoys golfing, skiing, riding his Harley and traveling to new places.