Master Your Money Moves:
Invest Smart and Catch Up with Confidence

Master your money moves and strengthen your retirement strategy with confidence in Quarter 4 by learning how to invest wisely and maximize your savings in your peak earning years. This quarter focuses on building a balanced portfolio, staying disciplined through market changes, and using smart catch-up strategies to close any gaps in your retirement plan. You’ll gain practical tools to make informed decisions, reduce uncertainty, and move forward with clarity and control.

Topics Covered:

• Investing Wisely — 5 Keys to a Balanced Retirement Portfolio
Learn how to diversify across stocks, bonds, and cash to manage risk and improve long-term performance. Discover how to adjust your investments as you age, rebalance regularly, and avoid emotional decisions that can derail your progress. You’ll also explore why staying invested over time often matters more than trying to time the market.

• Catch-Up Strategies — Saving More in Your 50s and Beyond
Understand how to take advantage of IRS catch-up contributions and maximize your retirement accounts. Learn practical ways to reduce debt, optimize expenses, and make the most of your highest-earning years. Explore how delaying retirement or Social Security can increase future benefits, and when professional guidance may help strengthen your plan.

This course is available online anytime, allowing you to learn at your own pace and take confident steps toward a more secure retirement—no matter when you started.