‘Cause, everything’s right / So just hold tightThis crazy world / It turns, it turnsEverything’s RightPhish Back in June, the song for the Q2 commentary was the Beach Boys “Good Vibrations”, appropriate given the strong finish to the quarter after the brief Tariff...
Chicago, IL – September 22, 2025 – HUB Retirement and Private Wealth (RPW), a division of HUB International, is pleased to announce that Richard J. Snyder, CPFA®, CPM® has joined the firm as Executive Vice President – Public Sector Retirement. With more than 25 years...
“Oh my mama told me there’ll be days like this…”- Days Like This by Van Morrison (1995) There is an old saying, “in like a lion, out like a lamb.” It is usually associated with the variability of spring time weather but in the case of April’s investment...
As expected, investment markets around the world responded to yesterday’s announcement by President Trump that new tariffs would be levied against all products imported into the US. The reactions across equity markets have largely been negative as investors and others...
“This world keeps spinning / And with each new day / I can feel a change in everything”“Well, it all keeps spinning, spinning ‘round and ‘round and upside down”- Upside Down by Jack Johnson (2006) In thinking about the investment markets over the last month and for...
As regulatory scrutiny increases and the retirement landscape evolves, fiduciary responsibilities are becoming more complex than ever. Ensuring compliance while effectively managing retirement plans requires both strategic planning and a thorough understanding of...
Investment markets in the last three weeks have experienced heightened levels of volatility and reversals caused by multiple factors including the Trump administrations’ aggressive actions on tariffs and trade matters; the shift in foreign policy, particularly related...
Retirement planning can seem overwhelming, but reaching the $1 million milestone is more achievable than many think—with the right strategy and consistency. In our webinar, “How to Save $1 Million for Retirement,” we break down practical savings...
As we enter 2025, proactive tax planning has never been more crucial. With potential changes in tax policy on the horizon, individuals and business owners need to evaluate their wealth management strategies to minimize tax liabilities and secure their financial...
Planning for retirement requires a solid understanding of Social Security benefits and how they fit into your overall financial strategy. In our webinar, “Social Security Basics,” we break down the key components of the Social Security program, eligibility...
Investment Basics: Understanding Key Principles It is important to understand some basic investment principles before putting your money into the stock market. This knowledge helps you make informed investment decisions and ensures your investments align with your...
Stay Competitive With a ‘Lean in, Seek Opportunity’ Approach to Strengthen Financial Stability, Workforce Vitality and Build Resilience Chicago, December 3, 2024 — Hub International Limited (HUB), a leading global insurance brokerage and financial services firm,...
In a recent article on PLANSPONSOR titled 403(b) Participation Rates Reach Record Highs, but Savings Results ‘Still Not Great’ Kim Cochrane, Director of Client Services for HUB Retirement and Wealth Management – Rockville, MD, shared her thoughts on 403(b) plan...
In a recent article on PLANADVISER titled Financial Wellness Moved From “Nice to Have” to Table Stakes, Matt Escalante, Senior Vice President and Senior Director of Institutional Investment Strategy at HUB RPW, shared his insights on the crucial role financial...
In the recent article titled Lifetime income: from skepticism to adoption HUB’s Kim Cochrane and Jim O’ Shaughnessy got a chance to share their thoughts on the recent proliferation of guaranteed lifetime income products in the retirement and private wealth sector. ...
Panelists Josh Snyder – Global Investment Strategist, GQG Partners (GQG) Frances Donald – Global Chief Economist and Strategist, John Hancock Investment Management (JHIM) Jack Janasiewicz – Lead Portfolio Strategist, Natixis Investment Managers Solutions (NIMS) Brian...
Economic downturns and turbulent investment markets can make people nervous. Recognize these events as a normal, although undesirable, part of the economic and investment cycles. With that in mind, the following are some tips for investors during unpredictable times....
March Recap and April Outlook Among the more interesting bits of Jerome Powell’s testimony to Congress last year was his admission that he’s been a Grateful Dead fan for 50 years. In his comments at the press conference after the March FOMC meeting, he affirmed that...
October Recap and November Outlook The Federal Reserve’s November meeting went as the market expected: no change in rates. What wasn’t expected was the October and early November rollercoaster of bond yields. And by rollercoaster, think Kingda Ka. The...
September Recap and October Outlook The outcome of the Fed’s meeting in September was to hold rates at the current level. It has been described as a “hawkish pause,” and the Fed was clear in post-meeting remarks and statements that one more increase...
August Recap and September Outlook For most of the summer, increasingly positive data releases fed into the market’s upbeat view of the economy. This seemed to contradict the consistent messaging from the Federal Reserve that it isn’t done raising rates and inflation...
July Recap and August Outlook Data releases in July told a story of a stronger-than-expected economy, with headline CPI falling and the labor market remaining robust. The doom-and-gloom scenario of an all-but-inevitable recession seemed to be replaced by something...
June Recap and July Outlook The Fed finally hit “pause” on interest rate increases in June after fifteen months and ten consecutive rate hikes. The “dot-plot” indicated that Fed officials think two further increases may be necessary in 2023, and it’s become clear that...
May Recap and June Outlook The debt ceiling negotiations dominated headlines throughout the month. By month end, the deal was hammered out and on its way through Congress to end up on the president’s desk before “X-Date” when the Treasury ran out of...
April Recap and May Outlook The biggest news in the Fed’s statement after their meeting on May 3 was what it didn’t say. The Fed’s statement from March contained the language “the Committee anticipates that some additional policy firming may be appropriate” for the...
March recap and April Outlook Equity markets, using the S&P 500 index return as a proxy, at first glance appear to have shrugged off the mid-month drama of multiple domestic, regional bank failures and the forced sale of a massive Swiss bank. Attention was...
February Recap and March Outlook If there’s an aphorism for February that you could embroider on a pillow, it would be, “The more things change, the more they remain the same.” Markets appear to have finally started taking Federal Reserve Chairman...
January Recap and February Outlook The market adage is “as January goes, so goes the year.” Is it true? According to an analysis by Fidelity, January returns are positive about 75% of the time the full year turns out positive. The rally was certainly a relief after...
The Fed Goes Meta December Recap and January Outlook While the equity markets, as measured by the S&P 500 index, was up in the third quarter, December was a disappointment from the gains seen in October and November. For context, Dow Jones Market Data indicates...
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